Interest Rates July 2025. Variable mortgage rates are usually lower than fixed rates because borrowers shoulder the risk of fluctuating interest rates. Mortgage rates have come down quite a bit from their 2023 peak, but how much further could they fall in 2025?
The ongoing disinflationary forces in switzerland and a lack of catalysts for stronger upward pressure on prices should prompt the snb to cut interest rates further. Cd rates depend on the bank and the length of the cd.